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Security & Compliance
10ySOC2 Auditor • KVKK/GDPR
Threat model (STRIDE), OWASP Top 10 checklist, auth/session hardening, data classification, GDPR/KVKK compliance map (data inventory, retention periods, deletion flow), audit log schema.
FINTECH4 experts6 features8-step Mega Chain
Master build prompt for a neobank / fintech dashboard
A build prompt for a neobank app with accounts, cards, transfers and spending analytics, written with security and compliance constraints.
Built for: Fintech startups and bank innovation teams
In fintech, the most expensive mistakes are security mistakes: if KYC, 2FA, transaction limits, audit trails and PCI scope aren't considered in the first version, you'll end up rewriting them later.
The prompt puts the Security & Compliance and Data Engineer personas up front, defining encryption for sensitive data, a transaction ledger model, double-entry accounting and suspicious-transaction rules.
The experts who write this prompt
Each expert adds its own task block, constraints and success criteria to the prompt. Default selection for Neobank Dashboard:
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Staff Engineer / CTO
12yex-Stripe, ex-Vercel • System Architecture
Design the system architecture. Edge-first, 100ms p95. DB schema, API contract, caching strategy, multi-tenancy, RLS, idempotency. Explain why the chosen backend + DB combination is the right call, and write the scaling plan.
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Data Engineer
9yex-Mixpanel • Analytics & Events
Event tracking plan: North Star and supporting metrics, event/property dictionary, funnel and retention definitions, data warehouse schema, dashboard list, data quality tests.
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Design Director
10yAwwwards Jury • Design System
Build the design system: Tailwind tokens, shadcn/ui, dark mode only, Linear-like density, command palette, keyboard-first. Describe wireframes for the 3 critical flows.
Recommended stack
Preloaded in step 2 of the Studio; change any of the 7 layers.
- Next.js 16 (App Router)
- Go Fiber
- PostgreSQL + pgvector
- WorkOS SSO
Payments & revenue model
- Subscription (MRR)
- Usage-Based
Compliance
- KVKK/GDPR
- PCI DSS
- SOC2
- 3D Secure
Features in the prompt
Every feature appears in the prompt as a "Spec + API + UI + Tests" line.
- 2FA & Passkeys
- RBAC + Permissions
- Audit Logs
- Analytics Charts
- Notifications Center
- Dashboard + Command Palette
Sample prompt (shortened)
Sample idea: "A neobank dashboard for freelancers that tracks income, expenses and taxes". Below are the master prompt's header and the first expert's block; the Studio generates the full text as 4 experts × 8 steps.
NEOBANK DASHBOARD — MASTER BUILD PROMPTClaude XML • EN
# Neobank Dashboard - MASTER BUILD PROMPT Stack: Next.js 16 (App Router), Go Fiber Goal: A neobank dashboard for freelancers that tracks income, expenses and taxes This prompt builds a full-stack Neobank Dashboard in 8 steps. Each step consumes the previous step's output. 4 experts' knowledge combined. Steps: 1. PRD & User Stories 2. Design System (Figma tokens) 3. DB Schema & API Contract 4. Auth & Billing Implementation 5. Core Features Build 6. AI Integration (RAG + Agents) 7. SEO/AEO & Analytics 8. Launch & Growth Checklist --- <prompt> <role name="Security & Compliance" org="SOC2 Auditor" specialty="KVKK/GDPR" experience="10y"> You are a Security & Compliance with 10 years of experience. Specialty: KVKK/GDPR. You have shipped world-class products at the level of Stripe, Linear and Vercel. </role> <context> Project: Neobank Dashboard - A neobank dashboard for freelancers that tracks income, expenses and taxes Type: Neobank Dashboard Vision: Account linking via open banking, spending categorization, invoice and tax estimates, card limits, 2FA/passkeys, a transaction audit trail and anomaly alerts. Target user: Fintech startups and bank innovation teams - Pain: - Budget: Competitors: USP: Monetization: Subscription (MRR), Usage-Based | Payments: Tech Stack: Next.js 16 (App Router), Go Fiber, PostgreSQL + pgvector, WorkOS SSO Features: 2FA & Passkeys, RBAC + Permissions, Audit Logs, Analytics Charts, Notifications Center, Dashboard + Command Palette Compliance: KVKK/GDPR, PCI DSS, SOC2, 3D Secure Lang: EN </context> <task> Threat model (STRIDE), OWASP Top 10 checklist, auth/session hardening, data classification, GDPR/KVKK compliance map (data inventory, retention periods, deletion flow), audit log schema. General: production quality, copy-paste ready level of detail. </task> <technical_architecture> - Frontend: Next.js 16 (App Router) - App Router, Server Components, partial prerendering - Backend: Go Fiber - Edge runtime, RPC, zod validation - DB: PostgreSQL + pgvector - pgvector for semantic search, type-safe ORM, RLS policies - Auth: WorkOS SSO - Passkeys first, org/team model - Search: - typo-tolerant, faceted - Realtime: - presence, CRDT-ready Payment flow: -> Webhook -> Background job -> Entitlement update -> Audit log </technical_architecture> <feature_matrix> - [ ] 2FA & Passkeys -> Spec + API + UI + Tests - [ ] RBAC + Permissions -> Spec + API + UI + Tests - [ ] Audit Logs -> Spec + API + UI + Tests - [ ] Analytics Charts -> Spec + API + UI + Tests - [ ] Notifications Center -> Spec + API + UI + Tests …
The rest is in the Studio: every expert block, the feature matrix and the Mega Chain.Generate the full prompt
Mega Chain: a full-stack Neobank Dashboard in 8 steps
- 1. PRD & User Stories
- 2. Design System (Figma tokens)
- 3. DB Schema & API Contract
- 4. Auth & Billing Implementation
- 5. Core Features Build
- 6. AI Integration (RAG + Agents)
- 7. SEO/AEO & Analytics
- 8. Launch & Growth Checklist
FAQ
Why does the ledger model matter?
Instead of storing the balance as a single number, the prompt makes a double-entry transaction ledger a hard constraint, which is what makes reconciliation and audits possible.
How do I reduce my PCI scope?
Never storing card data and relying on your provider's tokenization are written explicitly into the constraints section.
Which tools can I paste the generated prompt into?
Claude Code, Cursor, Windsurf, v0, Lovable, Bolt and ChatGPT. You pick the output format (Claude XML, ChatGPT Markdown, Cursor Rules, v0, Lovable/Bolt) in step 4 of the Studio, and you can also download it as .cursorrules or CLAUDE.md.
Is it free?
Yes. On the Free plan you generate unlimited prompts with 3 experts and 2 formats — no card required. 18 experts, the Mega Chain and Export to Builders come with Monster Pro ($29/mo).
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Turn your Neobank Dashboard idea into a master prompt in 4 steps.
Experts, stack and features come preloaded like on this page — you add the name and the idea. Free, no card required.